Signed in as:
filler@godaddy.com
A Certified Master Financial Coach
A Certified Master Financial Coach
I've been personally coaching and helping people get out of debt for more than 20 years. By being a Certified Master Financial Coach, I know the exact steps you need to take to get out of debt and live on a budget.
Like with every expenditure, you need to assess: need or want. At the same time, if you're considering bankruptcy, legal fees can cost between $500 - $2,000. Credit counseling is $30 - $50 per month, so for four years that would cost around $2,000. And with financial stress being the leading cause for divorce, your marriage alone is worth it. Financial coaching is a drop in the bucket compared to these, and once you discover how to do this on your own, you shouldn't need ongoing coaching for years to come. If what you're doing isn't working, it's time you seek a professional.
I'm a regular, blue-collar guy who grew up in North Alabama. My parents were truck drivers, we didn't have a lot of money and I worked in the restaurant industry pretty much my entire life. While in management, I was able to coach several employees to help them save and budget (which is very rare in the restaurant world!).
The fact is, I won't inherit money from family. I spent most of my life working hard to make a decent wage.
Sometimes I still pinch myself at the life I have today. I've been able to travel all over the world, give to people in need, enjoy a beautiful home outside of Nashville, TN and spend more time with friends and family. In 2019, my wife Jenn and I visited seven countries and even spent an entire month in Australia and New Zealand. Since then we've visited 16 more countries. All this from a guy who used to roll nickels so we could fill up our family vehicle with gas.
Jenn and I still haven't made it big. We aren't making 7-figures. We don't drive luxury vehicles. We just BUDGET. We live on far less than we make. We have a healthy savings and emergency fund. We invest in our future and plan on retiring early. We pay cash for things. We stopped swiping our credit card. We do small things that make a big difference, and you can, too!